Relax and take it easy. Do not be too concerned. The established news media are having a field day as they love nothing more than catastrophes, but Blue Monday happens every year, in a development which shows that mankind is human, but which also shows that the mass of men are not eagles but sheep.
The probable solution – though we offer this without any guarantees and disclaim any liability for anyone following this solution – is to stop moaning, stop selling your stocks, swear never to get into a foolish panic again, and take a vacation somewhere where you will get some sun – or, in a pinch, get your body under those rays at your local solarium.
We were watching CNN showing people glued in expectant misery to TV screens watching the stock ticker showing dropping stock prices. Many, in panic, are selling their stocks. Men are sheep.
There are of course current well-known financial problems in the credit market, but there are ALWAYS financial problems in the world somewhere, yet the world economic system is quite sound and stable and the average man has nothing to fear, except his own foolishness and perhaps his own risky investing.
Just remember that when you sell your stocks at a loss, someone else is probably buying them at a profit.